What insurance covers weight loss surgery

How can I get my insurance to pay for weight loss surgery?

Getting Your Insurance to Pay for Weight Loss Surgery

Most major insurance companies will require: Proof that surgery or medical intervention is medically necessary. Your surgeon can help provide your medical history and documentation of your weight-related health problems.

What insurance pays for gastric sleeve?

Aetna, Anthem Blue Cross Blue Shield, Cigna, and United Healthcare all cover the majority of or parts of gastric sleeve surgeries for patients that meet the eligibility criteria.

How much does insurance pay for weight loss surgery?

Weight Loss Surgery costsINSUREDSurgeon & Assistant (out of pocket)$4,500Anaesthetist (rebate after surgery)$1,750TOTAL COST TO PATIENT:$6,250

How can I pay for bariatric surgery without insurance?

Thankfully, there are six financing options available to help make the cost more manageable.

  • Secured medical loan. According to Bariatric Surgery Source, one common source of financing is a secured medical loan. …
  • Hospital payment plan. …
  • 401(k) loan. …
  • CareCredit. …
  • Health savings account. …
  • Personal loan.

What is the minimum weight for bariatric surgery?

To be eligible for bariatric surgery, you must be between 16 and 70 years of age (with some exceptions) and morbidly obese (weighing at least 100 pounds over your ideal body weight and having a BMI of 40).

Does Bariatric Surgery shorten your life?

The study found that while life expectancy improved in most diabetic obese patients who underwent bariatric surgery, it might actually reduce life expectancy in “super super” obese patients, which is a category of obesity that applies to people with a BMI over 60, for example a person who is 5 feet 8 inches tall and …

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How much is gastric sleeve surgery out of pocket?

The average cost of gastric bypass surgery is $23,000, the average cost of lap band is $14,500, and the average cost of sleeve gastrectomy surgery is $14,900. So before getting too involved, spend time determining if your insurance will cover weight loss surgery.

Which weight loss surgery is best?

The study found that gastric bypass surgery boasted the greatest weight loss — both short- and long-term. But that procedure also had the highest rates of complications in the month following surgery. “There are trade-offs. Bypass is more effective for weight loss, but has a greater risk of short-term complications.

What is the safest form of weight loss surgery?

Gastric Banding

This the simplest and safest procedure of the bariatric surgeries. The weight loss is lower than the other surgeries, however. Also, individuals with gastric banding are more likely to regain weight in the long run.

Does Medicare pay for weight loss surgery?

Medicare covers some bariatric surgical procedures, like gastric bypass surgery and laparoscopic banding surgery, when you meet certain conditions related to morbid obesity. … If you need weight loss surgery or a procedure, you may be able to estimate how much you’ll have to pay.

What is gastric weight loss surgery?

Gastric bypass and other weight-loss surgeries — known collectively as bariatric surgery — involve making changes to your digestive system to help you lose weight. Bariatric surgery is done when diet and exercise haven’t worked or when you have serious health problems because of your weight.

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Will Medicare pay for excess skin removal after weight loss surgery?

Medicare will pay for abdominoplasty (or a tummy tuck) after weight loss surgery if it is deemed medically necessary due to excess skin that causes rashes or infections. Examples of additional plastic surgery procedures that may be covered by Medicare include: Treatment of actinic keratosis.

Does Walmart insurance cover weight loss surgery?

Weight loss surgery is covered at 75 percent, after they meet their medical plan deductible; their claims will be handled for weight loss surgery the same as other medical services.

Can I pay cash for gastric sleeve?

Gastric sleeves or the sleeve gastrectomy procedure has become popular for cash pay patients. Gastric bypass can cost $25k for cash pay patients. Gastric sleeves cost between $10k and $18k and may produce results better than gastric banding without the need to see the doctor for follow-up fills.

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